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Is a short-term loan right in my situation?
You will find occasions whenever a short-term loan is probably not the option that is best.
Short-term loans will often have greater repayments than long-term loans while you’re repaying your debts faster. This will suggest you are going to spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
It is also maybe perhaps not a smart concept to obtain a short-term loan to cover down another financial obligation. Dealing with more financial obligation will make your circumstances worse. Should you feel as if you’re struggling you may get free advice from National Debtline, StepChange or even the cash information Service.
Do we be eligible for a a short-term loan?
You want to make quick and loans that are easy to as many individuals as you can. You are able to submit an application for one of our short-term loans if:
- You are over 18 years old
- Your home is in great britain and can provide target details
- You are currently working
- You have got a legitimate current email address and cellular phone quantity
- You are able to offer bank debit and account card details
Your odds of being qualified is determined by your position. We review every application independently to be sure we provide responsibly and provide you with a loan that really works for your needs.
Exactly how much may I borrow?
It is possible to make an application for a short-term loan of between ?200 and ?1,000 with Dot Dot Loans.
If you want a greater amount – for significant house improvements or a marriage, for instance – you are able to submit an application for a long-lasting loan as much as ?4,000.
Just how do short-term loan repayments work?
You can expect payment durations of three, six and nine months on our short-term loans based on simply how much you borrow.
We are going to gather repayments automatically on an agreed date. This is through Direct Debit and will save you the trouble of recalling in order to make payments – or even the stress of forgetting. It is possible to talk with us about organizing a payment that is different if you would choose.
We realize that things change. You may never be charged charges for missed or payments that are late dropping behind could influence your credit rating. If you were to think you will not manage to create a repayment, for reasons uknown, please get in contact as quickly as possible.
Our friendly team will talk you using your choices which help place a brand new plan together.
What are the charges to be concerned about?
We do not charge any concealed or extra charges. Some brief loan companies do, causing you to be with additional to pay for straight back and less possibility of doing this. We keep things easy.
What is the attention price on a Dot Dot loan that is short-term?
Our rate of interest is fixed upfront and differs depending on simply how much you borrow. You might see other short-term loan lenders providing variable rates of interest, which means that they could fall and rise from every month. These could be riskier. You might have the ability to pay the initial price, this expense could increase and then leave you away from pocket.
With this interest that is fixed rate you are going to constantly know precisely in which you stay and exactly how much to spending plan.
Make an application for a loan that is short-term Dot Dot
Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at the same time? Whatever your circumstances, our fast and effortless loans could function as solution.
Apply today using our short-term loan calculator. Select simply how much you intend to borrow and exactly how very long you may like to repay it, then look at the loan works for you. If it will, pick apply now to keep together with your application and fill in a couple of details that are personal.
We are going to return to you as quickly as possible, then go on it after that. Simple.